The financial sector is continually evolving with cutting-edge digital innovations. Plastic money plays an important role in our transactions as the use of cash declines. One such innovative player is Paytm, which has unveiled attractive credit cards in collaboration with various entities. Their partnership with aims to offer users a comprehensive financial management tool. Let’s explore the benefits and features of Paytm Credit Card.

What Makes the Bobgametech Paytm Credit Card Special?

Credit Limit: Paytm determines an initial credit limit for an individual based on their spending capacity and credit history, which Paytm subsequently increases.

Grace period: An interest-free grace period of up to 51 days on purchases allows for reimbursement at no additional cost. Interest applies if full contributions are not paid by the due date.

Reward Points: Every rupee spent on Paytm credit card earns reward points which users can redeem for goods, flights, holidays and much more. Facts do not expire.

Exemption from fuel surcharge: As mentioned above, fuel spent at petrol pumps is exempt from a 2% surcharge levied by oil companies.

24/7 Phone Support: Paytm customer support is available via calls, chats and emails to respond to card-related queries at any time.

App-based services: Users can check their bills, pay dues, block/unblock cards, request limit enhancement, and much more through the Paytm app.

Requirements for Paytm Credit Card Eligibility:

In order to qualify for a Paytm credit card, candidates need to fulfil the subsequent requirements:

  1. Indian citizens between the ages of 23 and 65 are eligible to apply.
  1. The minimum annual income required is Rs.250,000 (may differ depending on card variants). Salaried applicants may be required to provide Form 16.
  1. Must have a valid PAN (Permanent Account Number) card issued by the Income Tax Department of India.
  1. Valid identity proof and address proof like Aadhar, voter ID card and passport are mandatory.
  1. An existing Paytm bank account is preferred, but not required.
  1. A good credit history is essential. Those with defects, collections or CCJS may be rejected.


Regularly review your statements, and raise any unauthorised transactions right away. Define spending caps according to need. When conducting sensitive financial transactions, stay away from using public Wi-Fi as this can compromise data over unsecure connections. Recognize the typical strategies scammers and phishers employ to safeguard personal data and hard-earned money.

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